ACHR vs SPY: which was the better investment?
Archer Aviation Inc. against SPDR S&P 500 ETF Trust on real daily total-return data — every dividend reinvested, from Dec 18, 2020 to Jul 16, 2026.
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Frequently asked questions
Did ACHR beat SPY?
No — measured from Dec 18, 2020 to Jul 16, 2026 with dividends reinvested, SPY came out ahead: $21,989 versus $4,599 from a $10,000 start. That gap compounds from a 15.2% annual return against -13.0%.
What would $10,000 in ACHR be worth today?
$10,000 invested in Archer Aviation Inc. (ACHR) on Dec 18, 2020 would be worth about $4,599 as of Jul 16, 2026, a total return of -54.0% (-13.0% per year). The same $10,000 in SPY would be worth $21,989.
Which was riskier — ACHR or SPY?
ACHR swung with an annualized volatility of 82.0% and a worst peak-to-trough drop of -90.5%; SPY ran at 16.8% volatility with a -24.5% maximum drawdown. Risk-adjusted (Sharpe ratio), that is -0.18 for ACHR vs 0.79 for SPY.
What data is this comparison based on?
Daily adjusted closing prices covering Dec 18, 2020 through Jul 16, 2026 — the full period where both assets have price history. Adjusted prices include dividends and splits, so these are total returns. The page refreshes with new market data every day.
Can I change the dates, amounts, or add monthly investing?
Yes — the interactive tool on this page is pre-loaded with ACHR vs SPY. You can set any start and end date, change the starting amount, add monthly contributions, or build a multi-asset portfolio and compare it against any benchmark.