BAC vs USB: which was the better investment?
Bank of America Corporation against U.S. Bancorp on real daily total-return data — every dividend reinvested, from May 3, 1973 to Jul 13, 2026.
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Frequently asked questions
Did BAC beat USB?
No — measured from May 3, 1973 to Jul 13, 2026 with dividends reinvested, USB came out ahead: $4,545,309 versus $415,807 from a $10,000 start. That gap compounds from a 12.2% annual return against 7.3%.
What would $10,000 in BAC be worth today?
$10,000 invested in Bank of America Corporation (BAC) on May 3, 1973 would be worth about $415,807 as of Jul 13, 2026, a total return of 4058.1% (7.3% per year). The same $10,000 in USB would be worth $4,545,309.
Which was riskier — BAC or USB?
BAC swung with an annualized volatility of 37.5% and a worst peak-to-trough drop of -93.4%; USB ran at 29.0% volatility with a -76.1% maximum drawdown. Risk-adjusted (Sharpe ratio), that is 0.14 for BAC vs 0.35 for USB.
What data is this comparison based on?
Daily adjusted closing prices covering May 3, 1973 through Jul 13, 2026 — the full period where both assets have price history. Adjusted prices include dividends and splits, so these are total returns. The page refreshes with new market data every day.
Can I change the dates, amounts, or add monthly investing?
Yes — the interactive tool on this page is pre-loaded with BAC vs USB. You can set any start and end date, change the starting amount, add monthly contributions, or build a multi-asset portfolio and compare it against any benchmark.