FBTC vs VTI: which was the better investment?
Fidelity Wise Origin Bitcoin Fund against Vanguard Total Stock Market ETF on real daily total-return data — every dividend reinvested, from Jan 11, 2024 to Jul 15, 2026.
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Frequently asked questions
Did FBTC beat VTI?
No — measured from Jan 11, 2024 to Jul 15, 2026 with dividends reinvested, VTI came out ahead: $16,221 versus $13,926 from a $10,000 start. That gap compounds from a 21.3% annual return against 14.1%.
What would $10,000 in FBTC be worth today?
$10,000 invested in Fidelity Wise Origin Bitcoin Fund (FBTC) on Jan 11, 2024 would be worth about $13,926 as of Jul 15, 2026, a total return of 39.3% (14.1% per year). The same $10,000 in VTI would be worth $16,221.
Which was riskier — FBTC or VTI?
FBTC swung with an annualized volatility of 49.8% and a worst peak-to-trough drop of -53.4%; VTI ran at 16.0% volatility with a -19.3% maximum drawdown. Risk-adjusted (Sharpe ratio), that is 0.24 for FBTC vs 1.20 for VTI.
What data is this comparison based on?
Daily adjusted closing prices covering Jan 11, 2024 through Jul 15, 2026 — the full period where both assets have price history. Adjusted prices include dividends and splits, so these are total returns. The page refreshes with new market data every day.
Can I change the dates, amounts, or add monthly investing?
Yes — the interactive tool on this page is pre-loaded with FBTC vs VTI. You can set any start and end date, change the starting amount, add monthly contributions, or build a multi-asset portfolio and compare it against any benchmark.