GS vs USB: which was the better investment?
The Goldman Sachs Group, Inc. against U.S. Bancorp on real daily total-return data — every dividend reinvested, from May 4, 1999 to Jul 13, 2026.
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Frequently asked questions
Did GS beat USB?
Yes — measured from May 4, 1999 to Jul 13, 2026 with dividends reinvested, GS came out ahead: $216,863 versus $52,139 from a $10,000 start. That gap compounds from a 12.0% annual return against 6.3%.
What would $10,000 in GS be worth today?
$10,000 invested in The Goldman Sachs Group, Inc. (GS) on May 4, 1999 would be worth about $216,863 as of Jul 13, 2026, a total return of 2068.6% (12.0% per year). The same $10,000 in USB would be worth $52,139.
Which was riskier — GS or USB?
GS swung with an annualized volatility of 36.0% and a worst peak-to-trough drop of -78.8%; USB ran at 34.2% volatility with a -76.1% maximum drawdown. Risk-adjusted (Sharpe ratio), that is 0.28 for GS vs 0.12 for USB.
What data is this comparison based on?
Daily adjusted closing prices covering May 4, 1999 through Jul 13, 2026 — the full period where both assets have price history. Adjusted prices include dividends and splits, so these are total returns. The page refreshes with new market data every day.
Can I change the dates, amounts, or add monthly investing?
Yes — the interactive tool on this page is pre-loaded with GS vs USB. You can set any start and end date, change the starting amount, add monthly contributions, or build a multi-asset portfolio and compare it against any benchmark.