HBAR-USD vs XRP-USD: which was the better investment?
Hedera against XRP on real daily total-return data — every dividend reinvested, from Sep 17, 2019 to Jul 15, 2026.
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Frequently asked questions
Did HBAR-USD beat XRP-USD?
No — measured from Sep 17, 2019 to Jul 15, 2026 with dividends reinvested, XRP-USD came out ahead: $39,230 versus $7,546 from a $10,000 start. That gap compounds from a 22.2% annual return against -4.0%.
What would $10,000 in HBAR-USD be worth today?
$10,000 invested in Hedera (HBAR-USD) on Sep 17, 2019 would be worth about $7,546 as of Jul 15, 2026, a total return of -24.5% (-4.0% per year). The same $10,000 in XRP-USD would be worth $39,230.
Which was riskier — HBAR-USD or XRP-USD?
HBAR-USD swung with an annualized volatility of 105.0% and a worst peak-to-trough drop of -92.8%; XRP-USD ran at 84.3% volatility with a -83.2% maximum drawdown. Risk-adjusted (Sharpe ratio), that is -0.06 for HBAR-USD vs 0.24 for XRP-USD.
What data is this comparison based on?
Daily adjusted closing prices covering Sep 17, 2019 through Jul 15, 2026 — the full period where both assets have price history. Adjusted prices include dividends and splits, so these are total returns. The page refreshes with new market data every day.
Can I change the dates, amounts, or add monthly investing?
Yes — the interactive tool on this page is pre-loaded with HBAR-USD vs XRP-USD. You can set any start and end date, change the starting amount, add monthly contributions, or build a multi-asset portfolio and compare it against any benchmark.