HOOD vs SCHW: which was the better investment?
Robinhood Markets, Inc. against The Charles Schwab Corporation on real daily total-return data — every dividend reinvested, from Jul 29, 2021 to Jul 15, 2026.
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Frequently asked questions
Did HOOD beat SCHW?
Yes — measured from Jul 29, 2021 to Jul 15, 2026 with dividends reinvested, HOOD came out ahead: $32,634 versus $16,019 from a $10,000 start. That gap compounds from a 26.9% annual return against 10.0%.
What would $10,000 in HOOD be worth today?
$10,000 invested in Robinhood Markets, Inc. (HOOD) on Jul 29, 2021 would be worth about $32,634 as of Jul 15, 2026, a total return of 226.3% (26.9% per year). The same $10,000 in SCHW would be worth $16,019.
Which was riskier — HOOD or SCHW?
HOOD swung with an annualized volatility of 73.9% and a worst peak-to-trough drop of -90.2%; SCHW ran at 32.2% volatility with a -49.7% maximum drawdown. Risk-adjusted (Sharpe ratio), that is 0.34 for HOOD vs 0.25 for SCHW.
What data is this comparison based on?
Daily adjusted closing prices covering Jul 29, 2021 through Jul 15, 2026 — the full period where both assets have price history. Adjusted prices include dividends and splits, so these are total returns. The page refreshes with new market data every day.
Can I change the dates, amounts, or add monthly investing?
Yes — the interactive tool on this page is pre-loaded with HOOD vs SCHW. You can set any start and end date, change the starting amount, add monthly contributions, or build a multi-asset portfolio and compare it against any benchmark.