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HUM vs CVS: which was the better investment?

Humana Inc. against CVS Health Corporation on real daily total-return data — every dividend reinvested, from Dec 31, 1981 to Jul 15, 2026.

HumanaCVS Health
45 years of daily dataDividends reinvestedUpdated daily

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HUMHumana Inc.
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CVS
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Frequently asked questions

Did HUM beat CVS?

Yes — measured from Dec 31, 1981 to Jul 15, 2026 with dividends reinvested, HUM came out ahead: $2,135,524 versus $1,219,853 from a $10,000 start. That gap compounds from a 12.8% annual return against 11.4%.

What would $10,000 in HUM be worth today?

$10,000 invested in Humana Inc. (HUM) on Dec 31, 1981 would be worth about $2,135,524 as of Jul 15, 2026, a total return of 21255.2% (12.8% per year). The same $10,000 in CVS would be worth $1,219,853.

Which was riskier — HUM or CVS?

HUM swung with an annualized volatility of 39.0% and a worst peak-to-trough drop of -85.1%; CVS ran at 29.2% volatility with a -64.1% maximum drawdown. Risk-adjusted (Sharpe ratio), that is 0.28 for HUM vs 0.32 for CVS.

What data is this comparison based on?

Daily adjusted closing prices covering Dec 31, 1981 through Jul 15, 2026 — the full period where both assets have price history. Adjusted prices include dividends and splits, so these are total returns. The page refreshes with new market data every day.

Can I change the dates, amounts, or add monthly investing?

Yes — the interactive tool on this page is pre-loaded with HUM vs CVS. You can set any start and end date, change the starting amount, add monthly contributions, or build a multi-asset portfolio and compare it against any benchmark.