MOAT vs VOO: which was the better investment?
VanEck Morningstar Wide Moat ETF against Vanguard S&P 500 ETF on real daily total-return data — every dividend reinvested, from Apr 25, 2012 to Jul 15, 2026.
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Frequently asked questions
Did MOAT beat VOO?
No — measured from Apr 25, 2012 to Jul 15, 2026 with dividends reinvested, VOO came out ahead: $69,812 versus $62,395 from a $10,000 start. That gap compounds from a 14.6% annual return against 13.7%.
What would $10,000 in MOAT be worth today?
$10,000 invested in VanEck Morningstar Wide Moat ETF (MOAT) on Apr 25, 2012 would be worth about $62,395 as of Jul 15, 2026, a total return of 524.0% (13.7% per year). The same $10,000 in VOO would be worth $69,812.
Which was riskier — MOAT or VOO?
MOAT swung with an annualized volatility of 17.5% and a worst peak-to-trough drop of -33.3%; VOO ran at 16.7% volatility with a -34.0% maximum drawdown. Risk-adjusted (Sharpe ratio), that is 0.67 for MOAT vs 0.76 for VOO.
What data is this comparison based on?
Daily adjusted closing prices covering Apr 25, 2012 through Jul 15, 2026 — the full period where both assets have price history. Adjusted prices include dividends and splits, so these are total returns. The page refreshes with new market data every day.
Can I change the dates, amounts, or add monthly investing?
Yes — the interactive tool on this page is pre-loaded with MOAT vs VOO. You can set any start and end date, change the starting amount, add monthly contributions, or build a multi-asset portfolio and compare it against any benchmark.