NIO vs QQQ: which was the better investment?
NIO Inc. against Invesco QQQ Trust on real daily total-return data — every dividend reinvested, from Sep 12, 2018 to Jul 15, 2026.
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Frequently asked questions
Did NIO beat QQQ?
No — measured from Sep 12, 2018 to Jul 15, 2026 with dividends reinvested, QQQ came out ahead: $41,242 versus $7,742 from a $10,000 start. That gap compounds from a 19.8% annual return against -3.2%.
What would $10,000 in NIO be worth today?
$10,000 invested in NIO Inc. (NIO) on Sep 12, 2018 would be worth about $7,742 as of Jul 15, 2026, a total return of -22.6% (-3.2% per year). The same $10,000 in QQQ would be worth $41,242.
Which was riskier — NIO or QQQ?
NIO swung with an annualized volatility of 86.2% and a worst peak-to-trough drop of -95.0%; QQQ ran at 24.3% volatility with a -35.1% maximum drawdown. Risk-adjusted (Sharpe ratio), that is -0.06 for NIO vs 0.73 for QQQ.
What data is this comparison based on?
Daily adjusted closing prices covering Sep 12, 2018 through Jul 15, 2026 — the full period where both assets have price history. Adjusted prices include dividends and splits, so these are total returns. The page refreshes with new market data every day.
Can I change the dates, amounts, or add monthly investing?
Yes — the interactive tool on this page is pre-loaded with NIO vs QQQ. You can set any start and end date, change the starting amount, add monthly contributions, or build a multi-asset portfolio and compare it against any benchmark.