OPEN vs SPY: which was the better investment?
Opendoor Technologies Inc. against SPDR S&P 500 ETF Trust on real daily total-return data — every dividend reinvested, from Jun 18, 2020 to Jul 13, 2026.
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Frequently asked questions
Did OPEN beat SPY?
No — measured from Jun 18, 2020 to Jul 13, 2026 with dividends reinvested, SPY came out ahead: $26,207 versus $4,151 from a $10,000 start. That gap compounds from a 17.2% annual return against -13.5%.
What would $10,000 in OPEN be worth today?
$10,000 invested in Opendoor Technologies Inc. (OPEN) on Jun 18, 2020 would be worth about $4,151 as of Jul 13, 2026, a total return of -58.5% (-13.5% per year). The same $10,000 in SPY would be worth $26,207.
Which was riskier — OPEN or SPY?
OPEN swung with an annualized volatility of 110.0% and a worst peak-to-trough drop of -98.6%; SPY ran at 16.8% volatility with a -24.5% maximum drawdown. Risk-adjusted (Sharpe ratio), that is -0.14 for OPEN vs 0.90 for SPY.
What data is this comparison based on?
Daily adjusted closing prices covering Jun 18, 2020 through Jul 13, 2026 — the full period where both assets have price history. Adjusted prices include dividends and splits, so these are total returns. The page refreshes with new market data every day.
Can I change the dates, amounts, or add monthly investing?
Yes — the interactive tool on this page is pre-loaded with OPEN vs SPY. You can set any start and end date, change the starting amount, add monthly contributions, or build a multi-asset portfolio and compare it against any benchmark.