SCHF vs VEA: which was the better investment?
Schwab International Equity ETF against Vanguard FTSE Developed Markets ETF on real daily total-return data — every dividend reinvested, from Nov 3, 2009 to Jul 13, 2026.
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Frequently asked questions
Did SCHF beat VEA?
It was effectively a tie over the full overlap period (Nov 3, 2009 to Jul 13, 2026): $10,000 grew to $34,306 in SCHF and $34,846 in VEA, a difference of under 2%.
What would $10,000 in SCHF be worth today?
$10,000 invested in Schwab International Equity ETF (SCHF) on Nov 3, 2009 would be worth about $34,306 as of Jul 13, 2026, a total return of 243.1% (7.7% per year). The same $10,000 in VEA would be worth $34,846.
Which was riskier — SCHF or VEA?
SCHF swung with an annualized volatility of 18.1% and a worst peak-to-trough drop of -34.9%; VEA ran at 18.5% volatility with a -35.7% maximum drawdown. Risk-adjusted (Sharpe ratio), that is 0.31 for SCHF vs 0.31 for VEA.
What data is this comparison based on?
Daily adjusted closing prices covering Nov 3, 2009 through Jul 13, 2026 — the full period where both assets have price history. Adjusted prices include dividends and splits, so these are total returns. The page refreshes with new market data every day.
Can I change the dates, amounts, or add monthly investing?
Yes — the interactive tool on this page is pre-loaded with SCHF vs VEA. You can set any start and end date, change the starting amount, add monthly contributions, or build a multi-asset portfolio and compare it against any benchmark.