ROI GRIDHEAD TO HEAD

SCHG vs DIA: which was the better investment?

Schwab U.S. Large-Cap Growth ETF against SPDR Dow Jones Industrial Average ETF on real daily total-return data — every dividend reinvested, from Jan 4, 2010 to Jul 15, 2026.

SCHGthe Dow (DIA)
17 years of daily dataDividends reinvestedUpdated daily

Set up your comparison

1

What are you comparing?

Pick one investment — or add several to build a portfolio.

SCHGSchwab U.S. Large-Cap Growth ETF
2

Compare against

The benchmark your investment has to beat.

3

Time & money

When the money goes in, and how much.

Leave empty for earliest

Leave empty for today

$
$

0 for a one-time investment

Rebalance portfolio

Daily total-return data — dividends reinvested. Monthly additions buy on the first trading day.

Track your entire portfolio in one free Google Sheet

Enter your trades once and values update automatically. We'll send it straight to your inbox.

I'll occasionally send investing tools and insights.

Related comparisons

Browse all match-ups on the comparison hub, build your own in the Compare Investments tool, or check a single asset's exact-date returns with the Investment Calculator.

Frequently asked questions

Did SCHG beat DIA?

Yes — measured from Jan 4, 2010 to Jul 15, 2026 with dividends reinvested, SCHG came out ahead: $121,247 versus $70,803 from a $10,000 start. That gap compounds from a 16.3% annual return against 12.6%.

What would $10,000 in SCHG be worth today?

$10,000 invested in Schwab U.S. Large-Cap Growth ETF (SCHG) on Jan 4, 2010 would be worth about $121,247 as of Jul 15, 2026, a total return of 1112.5% (16.3% per year). The same $10,000 in DIA would be worth $70,803.

Which was riskier — SCHG or DIA?

SCHG swung with an annualized volatility of 19.8% and a worst peak-to-trough drop of -34.6%; DIA ran at 16.4% volatility with a -36.7% maximum drawdown. Risk-adjusted (Sharpe ratio), that is 0.72 for SCHG vs 0.64 for DIA.

What data is this comparison based on?

Daily adjusted closing prices covering Jan 4, 2010 through Jul 15, 2026 — the full period where both assets have price history. Adjusted prices include dividends and splits, so these are total returns. The page refreshes with new market data every day.

Can I change the dates, amounts, or add monthly investing?

Yes — the interactive tool on this page is pre-loaded with SCHG vs DIA. You can set any start and end date, change the starting amount, add monthly contributions, or build a multi-asset portfolio and compare it against any benchmark.