SPYD vs VTI: which was the better investment?
SPDR Portfolio S&P 500 High Dividend ETF against Vanguard Total Stock Market ETF on real daily total-return data — every dividend reinvested, from Oct 22, 2015 to Jul 15, 2026.
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Frequently asked questions
Did SPYD beat VTI?
No — measured from Oct 22, 2015 to Jul 15, 2026 with dividends reinvested, VTI came out ahead: $42,219 versus $26,105 from a $10,000 start. That gap compounds from a 14.4% annual return against 9.4%.
What would $10,000 in SPYD be worth today?
$10,000 invested in SPDR Portfolio S&P 500 High Dividend ETF (SPYD) on Oct 22, 2015 would be worth about $26,105 as of Jul 15, 2026, a total return of 161.1% (9.4% per year). The same $10,000 in VTI would be worth $42,219.
Which was riskier — SPYD or VTI?
SPYD swung with an annualized volatility of 19.5% and a worst peak-to-trough drop of -46.4%; VTI ran at 18.1% volatility with a -35.0% maximum drawdown. Risk-adjusted (Sharpe ratio), that is 0.38 for SPYD vs 0.68 for VTI.
What data is this comparison based on?
Daily adjusted closing prices covering Oct 22, 2015 through Jul 15, 2026 — the full period where both assets have price history. Adjusted prices include dividends and splits, so these are total returns. The page refreshes with new market data every day.
Can I change the dates, amounts, or add monthly investing?
Yes — the interactive tool on this page is pre-loaded with SPYD vs VTI. You can set any start and end date, change the starting amount, add monthly contributions, or build a multi-asset portfolio and compare it against any benchmark.