SWPPX vs FXAIX: which was the better investment?
Schwab S&P 500 Index Fund against Fidelity 500 Index Fund on real daily total-return data — every dividend reinvested, from May 4, 2011 to Jul 13, 2026.
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Frequently asked questions
Did SWPPX beat FXAIX?
It was effectively a tie over the full overlap period (May 4, 2011 to Jul 13, 2026): $10,000 grew to $73,167 in SWPPX and $73,310 in FXAIX, a difference of under 2%.
What would $10,000 in SWPPX be worth today?
$10,000 invested in Schwab S&P 500 Index Fund (SWPPX) on May 4, 2011 would be worth about $73,167 as of Jul 13, 2026, a total return of 631.7% (14.0% per year). The same $10,000 in FXAIX would be worth $73,310.
Which was riskier — SWPPX or FXAIX?
SWPPX swung with an annualized volatility of 17.3% and a worst peak-to-trough drop of -33.8%; FXAIX ran at 17.3% volatility with a -33.8% maximum drawdown. Risk-adjusted (Sharpe ratio), that is 0.69 for SWPPX vs 0.70 for FXAIX.
What data is this comparison based on?
Daily adjusted closing prices covering May 4, 2011 through Jul 13, 2026 — the full period where both assets have price history. Adjusted prices include dividends and splits, so these are total returns. The page refreshes with new market data every day.
Can I change the dates, amounts, or add monthly investing?
Yes — the interactive tool on this page is pre-loaded with SWPPX vs FXAIX. You can set any start and end date, change the starting amount, add monthly contributions, or build a multi-asset portfolio and compare it against any benchmark.