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TIP vs BND: which was the better investment?

iShares TIPS Bond ETF against Vanguard Total Bond Market ETF on real daily total-return data — every dividend reinvested, from Apr 10, 2007 to Jul 15, 2026.

TIPS (TIP)bonds (BND)
19 years of daily dataDividends reinvestedUpdated daily

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TIPiShares TIPS Bond ETF
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BND
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Frequently asked questions

Did TIP beat BND?

Yes — measured from Apr 10, 2007 to Jul 15, 2026 with dividends reinvested, TIP came out ahead: $19,117 versus $17,714 from a $10,000 start. That gap compounds from a 3.4% annual return against 3.0%.

What would $10,000 in TIP be worth today?

$10,000 invested in iShares TIPS Bond ETF (TIP) on Apr 10, 2007 would be worth about $19,117 as of Jul 15, 2026, a total return of 91.2% (3.4% per year). The same $10,000 in BND would be worth $17,714.

Which was riskier — TIP or BND?

TIP swung with an annualized volatility of 6.3% and a worst peak-to-trough drop of -14.5%; BND ran at 5.2% volatility with a -18.6% maximum drawdown. Risk-adjusted (Sharpe ratio), that is 0.23 for TIP vs 0.19 for BND.

What data is this comparison based on?

Daily adjusted closing prices covering Apr 10, 2007 through Jul 15, 2026 — the full period where both assets have price history. Adjusted prices include dividends and splits, so these are total returns. The page refreshes with new market data every day.

Can I change the dates, amounts, or add monthly investing?

Yes — the interactive tool on this page is pre-loaded with TIP vs BND. You can set any start and end date, change the starting amount, add monthly contributions, or build a multi-asset portfolio and compare it against any benchmark.