ROI GRIDHEAD TO HEAD

VTIP vs VOO: which was the better investment?

Vanguard Short-Term Inflation-Protected Securities ETF against Vanguard S&P 500 ETF on real daily total-return data — every dividend reinvested, from Oct 16, 2012 to Jul 13, 2026.

VTIPVanguard’s S&P 500 fund (VOO)
14 years of daily dataDividends reinvestedUpdated daily

Set up your comparison

1

What are you comparing?

Pick one investment — or add several to build a portfolio.

VTIPVanguard Short-Term Inflation-Protected Securities ETF
2

Compare against

The benchmark your investment has to beat.

VOO
3

Time & money

When the money goes in, and how much.

Leave empty for earliest

Leave empty for today

$
$

0 for a one-time investment

Rebalance portfolio

Daily total-return data — dividends reinvested. Monthly additions buy on the first trading day.

Track your entire portfolio in one free Google Sheet

Enter your trades once and values update automatically. We'll send it straight to your inbox.

I'll occasionally send investing tools and insights.

Related comparisons

Browse all match-ups on the comparison hub, build your own in the Compare Investments tool, or check a single asset's exact-date returns with the Investment Calculator.

Frequently asked questions

Did VTIP beat VOO?

No — measured from Oct 16, 2012 to Jul 13, 2026 with dividends reinvested, VOO came out ahead: $65,544 versus $13,524 from a $10,000 start. That gap compounds from a 14.7% annual return against 2.2%.

What would $10,000 in VTIP be worth today?

$10,000 invested in Vanguard Short-Term Inflation-Protected Securities ETF (VTIP) on Oct 16, 2012 would be worth about $13,524 as of Jul 13, 2026, a total return of 35.2% (2.2% per year). The same $10,000 in VOO would be worth $65,544.

Which was riskier — VTIP or VOO?

VTIP swung with an annualized volatility of 2.5% and a worst peak-to-trough drop of -6.3%; VOO ran at 16.8% volatility with a -34.0% maximum drawdown. Risk-adjusted (Sharpe ratio), that is 0.09 for VTIP vs 0.75 for VOO.

What data is this comparison based on?

Daily adjusted closing prices covering Oct 16, 2012 through Jul 13, 2026 — the full period where both assets have price history. Adjusted prices include dividends and splits, so these are total returns. The page refreshes with new market data every day.

Can I change the dates, amounts, or add monthly investing?

Yes — the interactive tool on this page is pre-loaded with VTIP vs VOO. You can set any start and end date, change the starting amount, add monthly contributions, or build a multi-asset portfolio and compare it against any benchmark.