ENPH vs SCHD: which was the better investment?
Enphase Energy, Inc. against Schwab U.S. Dividend Equity ETF on real daily total-return data — every dividend reinvested, from Mar 30, 2012 to Oct 15, 2026.
Set up your comparison
What are you comparing?
Pick one investment — or add several to build a portfolio.
Compare against
The benchmark your investment has to beat.
Time & money
When the money goes in, and how much.
Leave empty for earliest
Leave empty for today
0 for a one-time investment
Daily total-return data — dividends reinvested. Monthly additions buy on the first trading day.
Track your entire portfolio in one free Google Sheet
Enter your trades once and values update automatically. We'll send it straight to your inbox.
Related comparisons
Browse all match-ups on the comparison hub, build your own in the Compare Investments tool, or check a single asset's exact-date returns with the Investment Calculator.
Frequently asked questions
Did ENPH beat SCHD?
No — measured from Mar 30, 2012 to Oct 15, 2026 with dividends reinvested, SCHD came out ahead: $58,398 versus $41,989 from a $10,000 start. That gap compounds from a 12.9% annual return against 10.4%.
What would $10,000 in ENPH be worth today?
$10,000 invested in Enphase Energy, Inc. (ENPH) on Mar 30, 2012 would be worth about $41,989 as of Oct 15, 2026, a total return of 319.9% (10.4% per year). The same $10,000 in SCHD would be worth $58,398.
Which was riskier — ENPH or SCHD?
ENPH swung with an annualized volatility of 80.0% and a worst peak-to-trough drop of -96.0%; SCHD ran at 15.3% volatility with a -33.4% maximum drawdown. Risk-adjusted (Sharpe ratio), that is 0.10 for ENPH vs 0.71 for SCHD.
What data is this comparison based on?
Daily adjusted closing prices covering Mar 30, 2012 through Oct 15, 2026 — the full period where both assets have price history. Adjusted prices include dividends and splits, so these are total returns. The page refreshes with new market data every day.
Can I change the dates, amounts, or add monthly investing?
Yes — the interactive tool on this page is pre-loaded with ENPH vs SCHD. You can set any start and end date, change the starting amount, add monthly contributions, or build a multi-asset portfolio and compare it against any benchmark.