SCHD vs VOO: which was the better investment?
Schwab U.S. Dividend Equity ETF against Vanguard S&P 500 ETF on real daily total-return data — every dividend reinvested, from Oct 20, 2011 to Jul 13, 2026.
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Frequently asked questions
Did SCHD beat VOO?
No — measured from Oct 20, 2011 to Jul 13, 2026 with dividends reinvested, VOO came out ahead: $80,197 versus $62,369 from a $10,000 start. That gap compounds from a 15.2% annual return against 13.2%.
What would $10,000 in SCHD be worth today?
$10,000 invested in Schwab U.S. Dividend Equity ETF (SCHD) on Oct 20, 2011 would be worth about $62,369 as of Jul 13, 2026, a total return of 523.7% (13.2% per year). The same $10,000 in VOO would be worth $80,197.
Which was riskier — SCHD or VOO?
SCHD swung with an annualized volatility of 15.4% and a worst peak-to-trough drop of -33.4%; VOO ran at 16.8% volatility with a -34.0% maximum drawdown. Risk-adjusted (Sharpe ratio), that is 0.73 for SCHD vs 0.79 for VOO.
What data is this comparison based on?
Daily adjusted closing prices covering Oct 20, 2011 through Jul 13, 2026 — the full period where both assets have price history. Adjusted prices include dividends and splits, so these are total returns. The page refreshes with new market data every day.
Can I change the dates, amounts, or add monthly investing?
Yes — the interactive tool on this page is pre-loaded with SCHD vs VOO. You can set any start and end date, change the starting amount, add monthly contributions, or build a multi-asset portfolio and compare it against any benchmark.