FTIHX vs SCHD: which was the better investment?
Fidelity Total International Index Fund against Schwab U.S. Dividend Equity ETF on real daily total-return data — every dividend reinvested, from Jun 16, 2016 to Jul 14, 2026.
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Frequently asked questions
Did FTIHX beat SCHD?
No — measured from Jun 16, 2016 to Jul 14, 2026 with dividends reinvested, SCHD came out ahead: $33,562 versus $25,846 from a $10,000 start. That gap compounds from a 12.8% annual return against 9.9%.
What would $10,000 in FTIHX be worth today?
$10,000 invested in Fidelity Total International Index Fund (FTIHX) on Jun 16, 2016 would be worth about $25,846 as of Jul 14, 2026, a total return of 158.5% (9.9% per year). The same $10,000 in SCHD would be worth $33,562.
Which was riskier — FTIHX or SCHD?
FTIHX swung with an annualized volatility of 16.1% and a worst peak-to-trough drop of -35.7%; SCHD ran at 16.7% volatility with a -33.4% maximum drawdown. Risk-adjusted (Sharpe ratio), that is 0.49 for FTIHX vs 0.65 for SCHD.
What data is this comparison based on?
Daily adjusted closing prices covering Jun 16, 2016 through Jul 14, 2026 — the full period where both assets have price history. Adjusted prices include dividends and splits, so these are total returns. The page refreshes with new market data every day.
Can I change the dates, amounts, or add monthly investing?
Yes — the interactive tool on this page is pre-loaded with FTIHX vs SCHD. You can set any start and end date, change the starting amount, add monthly contributions, or build a multi-asset portfolio and compare it against any benchmark.