IBIT vs SCHD: which was the better investment?
iShares Bitcoin Trust ETF against Schwab U.S. Dividend Equity ETF on real daily total-return data — every dividend reinvested, from Jan 11, 2024 to Jul 13, 2026.
Set up your comparison
What are you comparing?
Pick one investment — or add several to build a portfolio.
Compare against
The benchmark your investment has to beat.
Time & money
When the money goes in, and how much.
Leave empty for earliest
Leave empty for today
0 for a one-time investment
Daily total-return data — dividends reinvested. Monthly additions buy on the first trading day.
Track your entire portfolio in one free Google Sheet
Enter your trades once and values update automatically. We'll send it straight to your inbox.
Related comparisons
Browse all match-ups on the comparison hub, build your own in the Compare Investments tool, or check a single asset's exact-date returns with the Investment Calculator.
Frequently asked questions
Did IBIT beat SCHD?
No — measured from Jan 11, 2024 to Jul 13, 2026 with dividends reinvested, SCHD came out ahead: $14,070 versus $13,226 from a $10,000 start. That gap compounds from a 14.6% annual return against 11.8%.
What would $10,000 in IBIT be worth today?
$10,000 invested in iShares Bitcoin Trust ETF (IBIT) on Jan 11, 2024 would be worth about $13,226 as of Jul 13, 2026, a total return of 32.3% (11.8% per year). The same $10,000 in SCHD would be worth $14,070.
Which was riskier — IBIT or SCHD?
IBIT swung with an annualized volatility of 49.9% and a worst peak-to-trough drop of -53.3%; SCHD ran at 13.4% volatility with a -16.1% maximum drawdown. Risk-adjusted (Sharpe ratio), that is 0.20 for IBIT vs 0.94 for SCHD.
What data is this comparison based on?
Daily adjusted closing prices covering Jan 11, 2024 through Jul 13, 2026 — the full period where both assets have price history. Adjusted prices include dividends and splits, so these are total returns. The page refreshes with new market data every day.
Can I change the dates, amounts, or add monthly investing?
Yes — the interactive tool on this page is pre-loaded with IBIT vs SCHD. You can set any start and end date, change the starting amount, add monthly contributions, or build a multi-asset portfolio and compare it against any benchmark.