NCLH vs SCHD: which was the better investment?
Norwegian Cruise Line Holdings Ltd. against Schwab U.S. Dividend Equity ETF on real daily total-return data — every dividend reinvested, from Jan 18, 2013 to Jul 15, 2026.
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Frequently asked questions
Did NCLH beat SCHD?
No — measured from Jan 18, 2013 to Jul 15, 2026 with dividends reinvested, SCHD came out ahead: $50,436 versus $7,933 from a $10,000 start. That gap compounds from a 12.7% annual return against -1.7%.
What would $10,000 in NCLH be worth today?
$10,000 invested in Norwegian Cruise Line Holdings Ltd. (NCLH) on Jan 18, 2013 would be worth about $7,933 as of Jul 15, 2026, a total return of -20.7% (-1.7% per year). The same $10,000 in SCHD would be worth $50,436.
Which was riskier — NCLH or SCHD?
NCLH swung with an annualized volatility of 55.6% and a worst peak-to-trough drop of -87.8%; SCHD ran at 15.6% volatility with a -33.4% maximum drawdown. Risk-adjusted (Sharpe ratio), that is -0.07 for NCLH vs 0.69 for SCHD.
What data is this comparison based on?
Daily adjusted closing prices covering Jan 18, 2013 through Jul 15, 2026 — the full period where both assets have price history. Adjusted prices include dividends and splits, so these are total returns. The page refreshes with new market data every day.
Can I change the dates, amounts, or add monthly investing?
Yes — the interactive tool on this page is pre-loaded with NCLH vs SCHD. You can set any start and end date, change the starting amount, add monthly contributions, or build a multi-asset portfolio and compare it against any benchmark.