SGOV vs VOO: which was the better investment?
iShares 0-3 Month Treasury Bond ETF against Vanguard S&P 500 ETF on real daily total-return data — every dividend reinvested, from Jun 1, 2020 to Jul 13, 2026.
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Frequently asked questions
Did SGOV beat VOO?
No — measured from Jun 1, 2020 to Jul 13, 2026 with dividends reinvested, VOO came out ahead: $26,847 versus $11,954 from a $10,000 start. That gap compounds from a 17.5% annual return against 3.0%.
What would $10,000 in SGOV be worth today?
$10,000 invested in iShares 0-3 Month Treasury Bond ETF (SGOV) on Jun 1, 2020 would be worth about $11,954 as of Jul 13, 2026, a total return of 19.5% (3.0% per year). The same $10,000 in VOO would be worth $26,847.
Which was riskier — SGOV or VOO?
SGOV swung with an annualized volatility of 0.2% and a worst peak-to-trough drop of -0.0%; VOO ran at 16.8% volatility with a -24.5% maximum drawdown. Risk-adjusted (Sharpe ratio), that is 4.09 for SGOV vs 0.92 for VOO.
What data is this comparison based on?
Daily adjusted closing prices covering Jun 1, 2020 through Jul 13, 2026 — the full period where both assets have price history. Adjusted prices include dividends and splits, so these are total returns. The page refreshes with new market data every day.
Can I change the dates, amounts, or add monthly investing?
Yes — the interactive tool on this page is pre-loaded with SGOV vs VOO. You can set any start and end date, change the starting amount, add monthly contributions, or build a multi-asset portfolio and compare it against any benchmark.