USFR vs SGOV: which was the better investment?
WisdomTree Floating Rate Treasury Fund against iShares 0-3 Month Treasury Bond ETF on real daily total-return data — every dividend reinvested, from Jun 1, 2020 to Jul 14, 2026.
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Frequently asked questions
Did USFR beat SGOV?
It was effectively a tie over the full overlap period (Jun 1, 2020 to Jul 14, 2026): $10,000 grew to $11,982 in USFR and $11,954 in SGOV, a difference of under 2%.
What would $10,000 in USFR be worth today?
$10,000 invested in WisdomTree Floating Rate Treasury Fund (USFR) on Jun 1, 2020 would be worth about $11,982 as of Jul 14, 2026, a total return of 19.8% (3.0% per year). The same $10,000 in SGOV would be worth $11,954.
Which was riskier — USFR or SGOV?
USFR swung with an annualized volatility of 0.5% and a worst peak-to-trough drop of -0.4%; SGOV ran at 0.2% volatility with a -0.0% maximum drawdown. Risk-adjusted (Sharpe ratio), that is 2.17 for USFR vs 4.08 for SGOV.
What data is this comparison based on?
Daily adjusted closing prices covering Jun 1, 2020 through Jul 14, 2026 — the full period where both assets have price history. Adjusted prices include dividends and splits, so these are total returns. The page refreshes with new market data every day.
Can I change the dates, amounts, or add monthly investing?
Yes — the interactive tool on this page is pre-loaded with USFR vs SGOV. You can set any start and end date, change the starting amount, add monthly contributions, or build a multi-asset portfolio and compare it against any benchmark.