USFR vs QQQ: which was the better investment?
WisdomTree Floating Rate Treasury Fund against Invesco QQQ Trust on real daily total-return data — every dividend reinvested, from Feb 4, 2014 to Jul 15, 2026.
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Daily total-return data — dividends reinvested. Monthly additions buy on the first trading day.
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Frequently asked questions
Did USFR beat QQQ?
No — measured from Feb 4, 2014 to Jul 15, 2026 with dividends reinvested, QQQ came out ahead: $93,898 versus $12,674 from a $10,000 start. That gap compounds from a 19.7% annual return against 1.9%.
What would $10,000 in USFR be worth today?
$10,000 invested in WisdomTree Floating Rate Treasury Fund (USFR) on Feb 4, 2014 would be worth about $12,674 as of Jul 15, 2026, a total return of 26.7% (1.9% per year). The same $10,000 in QQQ would be worth $93,898.
Which was riskier — USFR or QQQ?
USFR swung with an annualized volatility of 1.5% and a worst peak-to-trough drop of -2.2%; QQQ ran at 21.4% volatility with a -35.1% maximum drawdown. Risk-adjusted (Sharpe ratio), that is -0.05 for USFR vs 0.83 for QQQ.
What data is this comparison based on?
Daily adjusted closing prices covering Feb 4, 2014 through Jul 15, 2026 — the full period where both assets have price history. Adjusted prices include dividends and splits, so these are total returns. The page refreshes with new market data every day.
Can I change the dates, amounts, or add monthly investing?
Yes — the interactive tool on this page is pre-loaded with USFR vs QQQ. You can set any start and end date, change the starting amount, add monthly contributions, or build a multi-asset portfolio and compare it against any benchmark.