WDAY vs SCHD: which was the better investment?
Workday, Inc. against Schwab U.S. Dividend Equity ETF on real daily total-return data — every dividend reinvested, from Oct 12, 2012 to Jul 15, 2026.
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Frequently asked questions
Did WDAY beat SCHD?
No — measured from Oct 12, 2012 to Jul 15, 2026 with dividends reinvested, SCHD came out ahead: $52,688 versus $29,532 from a $10,000 start. That gap compounds from a 12.8% annual return against 8.2%.
What would $10,000 in WDAY be worth today?
$10,000 invested in Workday, Inc. (WDAY) on Oct 12, 2012 would be worth about $29,532 as of Jul 15, 2026, a total return of 195.3% (8.2% per year). The same $10,000 in SCHD would be worth $52,688.
Which was riskier — WDAY or SCHD?
WDAY swung with an annualized volatility of 39.1% and a worst peak-to-trough drop of -63.4%; SCHD ran at 15.6% volatility with a -33.4% maximum drawdown. Risk-adjusted (Sharpe ratio), that is 0.16 for WDAY vs 0.70 for SCHD.
What data is this comparison based on?
Daily adjusted closing prices covering Oct 12, 2012 through Jul 15, 2026 — the full period where both assets have price history. Adjusted prices include dividends and splits, so these are total returns. The page refreshes with new market data every day.
Can I change the dates, amounts, or add monthly investing?
Yes — the interactive tool on this page is pre-loaded with WDAY vs SCHD. You can set any start and end date, change the starting amount, add monthly contributions, or build a multi-asset portfolio and compare it against any benchmark.