ROI GRIDHEAD TO HEAD

ALLY vs COF: which was the better investment?

Ally Financial Inc. against Capital One Financial Corporation on real daily total-return data — every dividend reinvested, from Jan 28, 2014 to Jul 13, 2026.

AllyCapital One
12 years of daily dataDividends reinvestedUpdated daily

Set up your comparison

1

What are you comparing?

Pick one investment — or add several to build a portfolio.

ALLYAlly Financial Inc.
2

Compare against

The benchmark your investment has to beat.

COF
3

Time & money

When the money goes in, and how much.

Leave empty for earliest

Leave empty for today

$
$

0 for a one-time investment

Rebalance portfolio

Daily total-return data — dividends reinvested. Monthly additions buy on the first trading day.

Track your entire portfolio in one free Google Sheet

Enter your trades once and values update automatically. We'll send it straight to your inbox.

I'll occasionally send investing tools and insights.

Related comparisons

Browse all match-ups on the comparison hub, build your own in the Compare Investments tool, or check a single asset's exact-date returns with the Investment Calculator.

Frequently asked questions

Did ALLY beat COF?

No — measured from Jan 28, 2014 to Jul 13, 2026 with dividends reinvested, COF came out ahead: $35,819 versus $22,896 from a $10,000 start. That gap compounds from a 10.8% annual return against 6.9%.

What would $10,000 in ALLY be worth today?

$10,000 invested in Ally Financial Inc. (ALLY) on Jan 28, 2014 would be worth about $22,896 as of Jul 13, 2026, a total return of 129.0% (6.9% per year). The same $10,000 in COF would be worth $35,819.

Which was riskier — ALLY or COF?

ALLY swung with an annualized volatility of 37.3% and a worst peak-to-trough drop of -66.2%; COF ran at 35.0% volatility with a -60.3% maximum drawdown. Risk-adjusted (Sharpe ratio), that is 0.13 for ALLY vs 0.25 for COF.

What data is this comparison based on?

Daily adjusted closing prices covering Jan 28, 2014 through Jul 13, 2026 — the full period where both assets have price history. Adjusted prices include dividends and splits, so these are total returns. The page refreshes with new market data every day.

Can I change the dates, amounts, or add monthly investing?

Yes — the interactive tool on this page is pre-loaded with ALLY vs COF. You can set any start and end date, change the starting amount, add monthly contributions, or build a multi-asset portfolio and compare it against any benchmark.