ALLY vs VTI: which was the better investment?
Ally Financial Inc. against Vanguard Total Stock Market ETF on real daily total-return data — every dividend reinvested, from Jan 28, 2014 to Jul 15, 2026.
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Frequently asked questions
Did ALLY beat VTI?
No — measured from Jan 28, 2014 to Jul 15, 2026 with dividends reinvested, VTI came out ahead: $49,127 versus $23,515 from a $10,000 start. That gap compounds from a 13.6% annual return against 7.1%.
What would $10,000 in ALLY be worth today?
$10,000 invested in Ally Financial Inc. (ALLY) on Jan 28, 2014 would be worth about $23,515 as of Jul 15, 2026, a total return of 135.1% (7.1% per year). The same $10,000 in VTI would be worth $49,127.
Which was riskier — ALLY or VTI?
ALLY swung with an annualized volatility of 37.3% and a worst peak-to-trough drop of -66.2%; VTI ran at 17.6% volatility with a -35.0% maximum drawdown. Risk-adjusted (Sharpe ratio), that is 0.14 for ALLY vs 0.66 for VTI.
What data is this comparison based on?
Daily adjusted closing prices covering Jan 28, 2014 through Jul 15, 2026 — the full period where both assets have price history. Adjusted prices include dividends and splits, so these are total returns. The page refreshes with new market data every day.
Can I change the dates, amounts, or add monthly investing?
Yes — the interactive tool on this page is pre-loaded with ALLY vs VTI. You can set any start and end date, change the starting amount, add monthly contributions, or build a multi-asset portfolio and compare it against any benchmark.