ALLY vs SCHD: which was the better investment?
Ally Financial Inc. against Schwab U.S. Dividend Equity ETF on real daily total-return data — every dividend reinvested, from Jan 28, 2014 to Jul 13, 2026.
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Frequently asked questions
Did ALLY beat SCHD?
No — measured from Jan 28, 2014 to Jul 13, 2026 with dividends reinvested, SCHD came out ahead: $41,379 versus $22,896 from a $10,000 start. That gap compounds from a 12.1% annual return against 6.9%.
What would $10,000 in ALLY be worth today?
$10,000 invested in Ally Financial Inc. (ALLY) on Jan 28, 2014 would be worth about $22,896 as of Jul 13, 2026, a total return of 129.0% (6.9% per year). The same $10,000 in SCHD would be worth $41,379.
Which was riskier — ALLY or SCHD?
ALLY swung with an annualized volatility of 37.3% and a worst peak-to-trough drop of -66.2%; SCHD ran at 16.0% volatility with a -33.4% maximum drawdown. Risk-adjusted (Sharpe ratio), that is 0.13 for ALLY vs 0.63 for SCHD.
What data is this comparison based on?
Daily adjusted closing prices covering Jan 28, 2014 through Jul 13, 2026 — the full period where both assets have price history. Adjusted prices include dividends and splits, so these are total returns. The page refreshes with new market data every day.
Can I change the dates, amounts, or add monthly investing?
Yes — the interactive tool on this page is pre-loaded with ALLY vs SCHD. You can set any start and end date, change the starting amount, add monthly contributions, or build a multi-asset portfolio and compare it against any benchmark.