BITB vs SCHD: which was the better investment?
Bitwise Bitcoin ETF against Schwab U.S. Dividend Equity ETF on real daily total-return data — every dividend reinvested, from Jan 11, 2024 to Jul 15, 2026.
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Frequently asked questions
Did BITB beat SCHD?
It was effectively a tie over the full overlap period (Jan 11, 2024 to Jul 15, 2026): $10,000 grew to $13,900 in BITB and $13,967 in SCHD, a difference of under 2%.
What would $10,000 in BITB be worth today?
$10,000 invested in Bitwise Bitcoin ETF (BITB) on Jan 11, 2024 would be worth about $13,900 as of Jul 15, 2026, a total return of 39.0% (14.0% per year). The same $10,000 in SCHD would be worth $13,967.
Which was riskier — BITB or SCHD?
BITB swung with an annualized volatility of 49.7% and a worst peak-to-trough drop of -53.3%; SCHD ran at 13.4% volatility with a -16.1% maximum drawdown. Risk-adjusted (Sharpe ratio), that is 0.24 for BITB vs 0.92 for SCHD.
What data is this comparison based on?
Daily adjusted closing prices covering Jan 11, 2024 through Jul 15, 2026 — the full period where both assets have price history. Adjusted prices include dividends and splits, so these are total returns. The page refreshes with new market data every day.
Can I change the dates, amounts, or add monthly investing?
Yes — the interactive tool on this page is pre-loaded with BITB vs SCHD. You can set any start and end date, change the starting amount, add monthly contributions, or build a multi-asset portfolio and compare it against any benchmark.