SCHD vs JEPI: which was the better investment?
Schwab U.S. Dividend Equity ETF against JPMorgan Equity Premium Income ETF on real daily total-return data — every dividend reinvested, from May 21, 2020 to Jul 15, 2026.
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Frequently asked questions
Did SCHD beat JEPI?
Yes — measured from May 21, 2020 to Jul 15, 2026 with dividends reinvested, SCHD came out ahead: $23,872 versus $19,161 from a $10,000 start. That gap compounds from a 15.2% annual return against 11.2%.
What would $10,000 in SCHD be worth today?
$10,000 invested in Schwab U.S. Dividend Equity ETF (SCHD) on May 21, 2020 would be worth about $23,872 as of Jul 15, 2026, a total return of 138.7% (15.2% per year). The same $10,000 in JEPI would be worth $19,161.
Which was riskier — SCHD or JEPI?
SCHD swung with an annualized volatility of 15.2% and a worst peak-to-trough drop of -16.8%; JEPI ran at 10.8% volatility with a -13.7% maximum drawdown. Risk-adjusted (Sharpe ratio), that is 0.87 for SCHD vs 0.85 for JEPI.
What data is this comparison based on?
Daily adjusted closing prices covering May 21, 2020 through Jul 15, 2026 — the full period where both assets have price history. Adjusted prices include dividends and splits, so these are total returns. The page refreshes with new market data every day.
Can I change the dates, amounts, or add monthly investing?
Yes — the interactive tool on this page is pre-loaded with SCHD vs JEPI. You can set any start and end date, change the starting amount, add monthly contributions, or build a multi-asset portfolio and compare it against any benchmark.