CALF vs SCHD: which was the better investment?
Pacer US Small Cap Cash Cows 100 ETF against Schwab U.S. Dividend Equity ETF on real daily total-return data — every dividend reinvested, from Jun 19, 2017 to Jul 15, 2026.
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Frequently asked questions
Did CALF beat SCHD?
No — measured from Jun 19, 2017 to Jul 15, 2026 with dividends reinvested, SCHD came out ahead: $28,620 versus $23,614 from a $10,000 start. That gap compounds from a 12.3% annual return against 9.9%.
What would $10,000 in CALF be worth today?
$10,000 invested in Pacer US Small Cap Cash Cows 100 ETF (CALF) on Jun 19, 2017 would be worth about $23,614 as of Jul 15, 2026, a total return of 136.1% (9.9% per year). The same $10,000 in SCHD would be worth $28,620.
Which was riskier — CALF or SCHD?
CALF swung with an annualized volatility of 25.9% and a worst peak-to-trough drop of -47.6%; SCHD ran at 17.4% volatility with a -33.4% maximum drawdown. Risk-adjusted (Sharpe ratio), that is 0.31 for CALF vs 0.59 for SCHD.
What data is this comparison based on?
Daily adjusted closing prices covering Jun 19, 2017 through Jul 15, 2026 — the full period where both assets have price history. Adjusted prices include dividends and splits, so these are total returns. The page refreshes with new market data every day.
Can I change the dates, amounts, or add monthly investing?
Yes — the interactive tool on this page is pre-loaded with CALF vs SCHD. You can set any start and end date, change the starting amount, add monthly contributions, or build a multi-asset portfolio and compare it against any benchmark.