SPYI vs SCHD: which was the better investment?
NEOS S&P 500 High Income ETF against Schwab U.S. Dividend Equity ETF on real daily total-return data — every dividend reinvested, from Aug 30, 2022 to Jul 13, 2026.
Set up your comparison
What are you comparing?
Pick one investment — or add several to build a portfolio.
Compare against
The benchmark your investment has to beat.
Time & money
When the money goes in, and how much.
Leave empty for earliest
Leave empty for today
0 for a one-time investment
Daily total-return data — dividends reinvested. Monthly additions buy on the first trading day.
Track your entire portfolio in one free Google Sheet
Enter your trades once and values update automatically. We'll send it straight to your inbox.
Related comparisons
Browse all match-ups on the comparison hub, build your own in the Compare Investments tool, or check a single asset's exact-date returns with the Investment Calculator.
Frequently asked questions
Did SPYI beat SCHD?
Yes — measured from Aug 30, 2022 to Jul 13, 2026 with dividends reinvested, SPYI came out ahead: $17,095 versus $15,485 from a $10,000 start. That gap compounds from a 14.9% annual return against 12.0%.
What would $10,000 in SPYI be worth today?
$10,000 invested in NEOS S&P 500 High Income ETF (SPYI) on Aug 30, 2022 would be worth about $17,095 as of Jul 13, 2026, a total return of 71.0% (14.9% per year). The same $10,000 in SCHD would be worth $15,485.
Which was riskier — SPYI or SCHD?
SPYI swung with an annualized volatility of 13.0% and a worst peak-to-trough drop of -16.5%; SCHD ran at 14.0% volatility with a -16.1% maximum drawdown. Risk-adjusted (Sharpe ratio), that is 0.99 for SPYI vs 0.71 for SCHD.
What data is this comparison based on?
Daily adjusted closing prices covering Aug 30, 2022 through Jul 13, 2026 — the full period where both assets have price history. Adjusted prices include dividends and splits, so these are total returns. The page refreshes with new market data every day.
Can I change the dates, amounts, or add monthly investing?
Yes — the interactive tool on this page is pre-loaded with SPYI vs SCHD. You can set any start and end date, change the starting amount, add monthly contributions, or build a multi-asset portfolio and compare it against any benchmark.