USB vs PNC: which was the better investment?
U.S. Bancorp against The PNC Financial Services Group, Inc. on real daily total-return data — every dividend reinvested, from Nov 17, 1975 to Jul 15, 2026.
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Frequently asked questions
Did USB beat PNC?
Yes — measured from Nov 17, 1975 to Jul 15, 2026 with dividends reinvested, USB came out ahead: $4,481,813 versus $3,876,598 from a $10,000 start. That gap compounds from a 12.8% annual return against 12.5%.
What would $10,000 in USB be worth today?
$10,000 invested in U.S. Bancorp (USB) on Nov 17, 1975 would be worth about $4,481,813 as of Jul 15, 2026, a total return of 44718.1% (12.8% per year). The same $10,000 in PNC would be worth $3,876,598.
Which was riskier — USB or PNC?
USB swung with an annualized volatility of 29.4% and a worst peak-to-trough drop of -76.1%; PNC ran at 30.9% volatility with a -76.7% maximum drawdown. Risk-adjusted (Sharpe ratio), that is 0.37 for USB vs 0.34 for PNC.
What data is this comparison based on?
Daily adjusted closing prices covering Nov 17, 1975 through Jul 15, 2026 — the full period where both assets have price history. Adjusted prices include dividends and splits, so these are total returns. The page refreshes with new market data every day.
Can I change the dates, amounts, or add monthly investing?
Yes — the interactive tool on this page is pre-loaded with USB vs PNC. You can set any start and end date, change the starting amount, add monthly contributions, or build a multi-asset portfolio and compare it against any benchmark.